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Farmers Renters Insurance Policies

Frequently Asked Questions (FAQ's)

How does a Renters Policy work?
Why buy renterís insurance?
What is a renterís policy?

How does a renterís policy work? | Back to Top

If you rent, insurance acts as a risk transfer device to protect you against a catastrophic loss. In exchange for payment of a premium, you transfer the risk of property loss and liability to third parties to an insurance company.

Why buy renterís insurance? | Back to Top

Just like homeowner's insurance, renters face risks of loss. Sure, since a renter does not own the dwelling unit, she does not risk the residence itself. As a renter, the greatest risk is damage to or loss of personal property. Renters can also be liable to third parties that are injured while at the residence.

What is a renterís policy? | Back to Top

A renterís policy (generally known as an HO-4 policy) typically provides policyholders with a fixed amount for all your possessions and provides coverage for specific perils such as:


SR22 Insurance information, Home Owners Insurance, Health, Life, and Automobile and Insurance Policies for Morgan Hill, Gilroy and the surrounding areas San Jose, San Francisco, the Bay Area and the following California counties and cities:

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