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Farmers SR22 Auto Insurance

The SR 22 filing is proof of insurance that is filed with the Department of Motor Vehicles in California to re-instate a driver's license that has been suspended.

Farmers Insurance Agent Service - Auto Insurance

If you have been charged with a DUI, or your license has been suspended due to a medical infirmity (such as diabetes, elderly driver, epilepsy, etc.), or your were invoilved in an accident and did not have insurance at the time, you cannot afford to delay.

SR22 insurance is a type of insurance policy that is required by the court or state should an individual commit one or more of the following: DUI, DWI, at-fault accident, repeat traffic violations, accumulation of tickets, license suspension, or revoked license. The term for holding an SR22 insurance policy is typically 3 years, but can vary depending on the state and the violation. An SR22 is filed by the insurance carrier to the state DMV to show financial responsibility for the highest-risk drivers. If there is a lapse in coverage of the SR22 for whatever reason, the DMV will immediately suspend the driver's license and possibly further penalize the individual with mandatory community service and/or ignition interlock installation.

Farmers Insurance Agent Service knows that SR22 insurance can be one of the most expensive insurance policies you can purchase. Farmers Insurance Agent Service will provide you with the lowest quotes that Farmers can offer.

Obtaining and Maintaining and SR22 Restriction

California requires the proof of insurance form SR22 resulting from a DUI. The requirement to show proof of insurance comes in the form SR22. This is a Department of Motor Vehicle form (similar to SR-1). The only difference is the SR-1 is required when you have an accident or are ticketed for not having proof of insurance; the SR-22 is for DUI!

So, it is 'known' by the person you are asking, that the SR-22 is in most cases for a DUI. The Department of Motor Vehicles will not accept any other form (policy, identification card, etc.) as a substitute for the SR22. An SR22 is required by all those persons arrested (or convicted you donít have to be convicted to get a restricted license) for a DUI in California and who are in a program and who want to get a restricted license.

To get a restricted license after being arrested for a DUI you have to do 3 things: 1. Pay a re-issue fee of $125.00
2. Show proof of financial responsibility (SR22)
3. Show proof of enrollment in approved DUI program.

Other situations where you will need to show an SR22 to the DMV to have your license returned: 1. Those convicted in the court of a DUI in California and sent to a DUI school. If the four months is not up by the time the DMV receives notice from the court of your conviction, then the requirement to show an SR22 goes into effect.
2. Those whom had their licenses restricted by the court of a California DUI or Wet Reckless.

Proof of insurance must be maintained over a period of three years (from the date the original 4 month suspension would have been up). Proof of insurance WILL stay active (and you need not re-submit an SR-22) if you do not cancel the policy or get dropped during the 3 year period. The insurance policy that the SR22 is filed under must remain in effect. If there is any reason your policy is no longer in effect the insurance carrier is REQUIRED to notify the DMV. The DMV will then notify you that by a certain date you will have to file another SR22 with them or your license will be suspended.


SR22 Insurance information, Home Owners Insurance, Health, Life, and Automobile and Insurance Policies for Morgan Hill, Gilroy and the surrounding areas San Jose, San Francisco, the Bay Area and the following California counties and cities:

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